Lending Operations Officer (AU Client - Remote)

  • Makati City, Metro Manila, Philippines
  • Full-Time
  • Remote

Job Description:

As a Lending Operations Consultant, you will be responsible for managing the end-to-end operational workflow of loan applications across pre-submission, post-submission, settlement, and construction progress payment stages. This role is critical in ensuring all applications progress efficiently, accurately, and within required timeframes while maintaining a high standard of communication and service delivery.

You will work closely with brokers, lenders, and third parties to coordinate loan applications from valuation through to settlement and post-settlement activities. This role requires strong attention to detail, proactive problem-solving, and the ability to manage multiple applications simultaneously while maintaining accuracy across all systems and documentation.

Other responsibilities include but are not limited to:

  • Ordering and managing property valuations in line with broker strategy and lender requirements.
  • Monitoring valuation bookings, inspections, and completion progress while proactively following up on delays or outstanding reports.
  • Maintaining accurate valuation tracking registers and updating stakeholders on valuation outcomes and timelines.
  • Acting as the primary post-submission contact point with lenders regarding application progression and outstanding requirements.
  • Reviewing and managing lender requests for additional information, missing documents, and loan conditions.
  • Liaising with brokers, clients, credit analysts, solicitors, and third parties to ensure applications progress efficiently.
  • Tracking applications through submission, conditional approval, formal approval, and settlement stages.
  • Coordinating loan settlements, including confirming settlement dates and ensuring all required documentation is completed accurately.
  • Providing brokers with timely updates regarding application status, approval progress, risks, delays, and escalations.
  • Managing construction progress payment requests, documentation, lender submissions, and payment confirmations.
  • Following up with lenders regarding progress payment processing and inspection requirements.
  • Maintaining accurate records, audit trails, and document management across internal systems and client files.
  • Identifying and resolving issues proactively before they impact approval timelines, settlements, or client outcomes.
  • Contributing to continuous improvement initiatives across workflows, systems, and operational processes.

Requirements:

  • Previous experience in mortgage broking operations, loan processing, settlements, or lending administration is highly preferred.
  • Strong understanding of the mortgage application lifecycle, including valuations, lender conditions, approvals, and settlements.
  • Experience managing multiple loan applications simultaneously within a fast-paced environment.
  • Strong communication and stakeholder management skills with the ability to liaise professionally with brokers, lenders, clients, and third parties.
  • High attention to detail and strong organisational skills are essential.
  • Experience using CRM systems, lender portals, and document management platforms is preferred.
  • Ability to proactively identify issues and implement effective solutions.
  • Strong time management skills with the ability to prioritise competing deadlines effectively.
  • Confidence working autonomously while contributing collaboratively within a team environment.
  • Proficiency in Microsoft Office Suite and Google Workspace is preferred.
  • Honesty, reliability, accountability, and a strong work ethic are essential.
  • A proactive mindset with a strong commitment to delivering excellent client and broker experiences.

Join our team and enjoy these benefits & perks:

  • Medical, dental, and life insurance from day one
  • Paid vacation and sick leave (with quarterly conversion)
  • Competitive salary and annual appraisals
  • Financial assistance program
  • Mandatory government benefits and 13th-month pay
  • Company events - promoting work-life balance and career growth

Only shortlisted candidates will be contacted